Restructuring and Insolvency Outlook for 2026

Tim Carter and Matthew Padian of Stevens & Bolton forecast that UK restructuring and insolvency activity in 2026 will remain elevated across distressed sectors such as retail, hospitality, construction, manufacturing, automotive, and commercial real estate, with rising employment costs, cautious lending, tighter director scrutiny, regulatory friction, a potential CVA revival for simpler restructurings, and continued pressure on directors to act early shaping outcomes.

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